2024 Home Improvement Program
Published on February 13, 2024
The Mayor and Township Council invite you to apply for Montclair’s home improvement program – eligible homeowners can receive up to $24,000 in repairs.
If you live in Montclair, own your home, and your total gross annual household income falls below the income limit for your household size, you may qualify to participate in the program. If your home is in need of repair or replacement of a major system, such as roof, electric, heating, plumbing, windows, etc., you may be able to get up to $24,000 for home improvements through the Montclair Home Improvement Program.
The Home Improvement Program was created to assist eligible low- and moderate-income households with repairs or replacement of major home systems (such as a roof or heating system) to correct existing interior and exterior health, safety and substandard code conditions.
Funds may be used only for work and repairs required to make the house code standard, conserve energy and remove health and/or safety hazards. In order to qualify for participation in the program, at least one of the following major systems must be in need of replacement or substantial repair:
- Roof
- Plumbing (including sanitary plumbing and replacement of lead, galvanized steel and brass water service connection pipes)
- Heating
- Electrical
- Load bearing structural systems
- Foundations
- Weatherization (windows, door, insulation)
- and more!
Eligibility Requirements
- You must own a residential property and provide a copy of the recorded deed.
- The property taxes and, if applicable, mortgage must be paid up to date prior to application.
- You must have homeowners insurance.
The household combined annual gross income must be below the maximum income amount listed for your household size. The income limits, which are updated annually.
Eligibility
| Household Size |
Maximum Income |
| 1 |
$69,344 |
| 2 |
$79,251 |
| 3 |
$89,157 |
| 4 |
$99,063 |
| 5 |
$106,988 |
| 6 |
$114,913 |
| 7 |
$122,838 |
| 8 |
$130,763 |
There is no cost to apply and applying to this program does not affect your credit score. Funds are provided as a no interest (0%) ten-year forgivable loan. There are no monthly payments and the loan is forgiven if the homeowner maintains title and occupancy for a ten-year period. A professional inspector oversees the process.
First Come, First Served! Don’t miss this great opportunity!
Apply Now
To apply, please either submit a pre-application from the following link: Home Improvement Program Pre-Application.
If you have additional questions, please contact the Program Administrator, Community Grants Planning & Housing at 609-664-2781 or email bmccann@cgph.net.
Funding also available for rental properties – Landlords to call for terms
This Home Improvement Program is sponsored by the Township of Montclair. Funded by collected development fees.
More information:
CGP&H Montclair Home Improvement Program
Program information handout(PDF, 200KB)
General Contractors Wanted for Home Improvement Programs in New Jersey(PDF, 666KB)